NHT Refund Application 2024 – Eligibility, Types, Status, Processing Fee

The National Housing Trust (NHT) in Jamaica has commenced accepting applications for the refund of contributions made in 2016, starting from January 1, 2024 onwards. 

NHT Refund Application 2024

The National Housing Trust (NHT) announced the commencement of the refund process for eligible contributors who made payments to the Trust in 2016 and prior years. 

This initiative, effective January 1, 2024, provides an opportunity for individuals to reclaim their contributions under specific circumstances and fulfils the NHT’s commitment to transparency and financial accountability. 

The NHT aims to process applications within 30 days of receipt. There is a non-refundable processing fee of $500 for online applications and $1,000 for paper applications.

NHT Refund Eligibility

Key Eligibility criteria for NHT Refund Applications:

  • Contribution Year: Contributions made before 2017 are eligible for refund in 2024.
  • Eight-Year Rule: You must have reached the eighth year since your first contribution for the year you’re applying for.
  • Previous Refunds: You cannot apply for a refund for a year in which you’ve already received one.
  • Mortgage Status: Some mortgage-related restrictions may apply.

NHT Refund Types for 2024

The National Housing Trust offers three primary refund types, each catering to specific circumstances:

Regular Contributions Refund

nht refund

  • Eligibility: Available to most eligible contributors who have met the eight-year waiting period and have no outstanding mortgages or loans with the NHT.
  • Purpose: Reclaim contributions made for personal financial needs or other purposes.
  • Documentation: Basic personal information and identification documents.

Compassionate Refund

  • Eligibility: Applicable under particular conditions such as:
    • Terminal sickness, having a life expectancy of less than 12 months.
    • A permanent disability that prevents gainful employment.
    • Emigration from Jamaica.
  • Purpose: Provide financial assistance in challenging circumstances.
  • Documentation: Medical certificates, proof of disability, or emigration documents, along with standard personal information.

Death Benefit

  • Eligibility: Paid to the designated beneficiary upon the contributor’s death.
  • Purpose: Offer financial support to the deceased’s family or beneficiaries.
  • Documentation: Death certificate, beneficiary information, and personal details of the deceased contributor.

NHT Refund Application Process 2024

Online Application:

  • Visit the NHT website: www.nht.gov.jm
  • Navigate to the “Contributions Refund” section.
  • Fill out the online application form,providing accurate personal information and selecting the appropriate refund type.
  • Upload clear and legible scans or photos of all required documents.
  • Pay the non-refundable processing fee of $500 using a valid credit or debit card.

Paper Application:

  • Download the application form from the NHT website or obtain one from an NHT branch.
  • Complete the form legibly in black or blue ink.
  • Attach photocopies of all required documents.
  • Visit an NHT branch in person during working hours to submit the completed form and payment.
  • Pay the non-refundable processing fee of $1,000 in cash or by debit card.

Gather Required Documents:

  • Valid government-issued ID (passport, driver’s license, voter’s ID)
  • Tax Registration Number (TRN)
  • Bank account information for direct deposit (recommended)
  • Proof of eligibility for specific refund types (e.g., medical certificate, death certificate)

Submit Your Application:

  • Online: Follow the online prompts,review your information carefully, and submit the application with uploaded documents and payment.
  • Paper: Submit the completed form and documents in person at an NHT branch and make the payment.

NHT Refund Applications 2024 Timeline & Processing Fees 

Timeline and Processing Fees for NHT Refund Applications in 2024 are:


  • The National Housing Trust aims to process refund applications within 30 days of receipt. This includes reviewing the application, verifying eligibility, and processing payment if approved.
  • Factors such as incomplete information, missing documents, or high application volume might extend the processing time.

Processing Fees:

  • Non-Refundable Processing Fee: A non-refundable processing fee is charged for all refund applications,regardless of approval status.
  • Online Applications: The processing fee is $500 for online applications submitted through the NHT website or mobile app.
  • Paper Applications: The processing fee is $1,000 for paper applications submitted in person at an NHT branch.
  • Payment Methods: Online applications can be paid using credit or debit cards. Paper applications can be paid in cash or by debit card at NHT branches.

NHT Refund Application Status

You can track the status of your NHT refund application by going through the step-by-step instructions below.

  • Visit the NHT website: www.nht.gov.jm
  • Access the “Contributions Refund” section.
  • Locate the “Track Your Application Status” feature.
  • Enter your application reference number, which you received upon submission.
  • Click “Track” to view the current status of your application.

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